First Time Homebuyer Seminar with Oregon Community Credit Union

Sorting through the myths and realities of buying a home can be confusing—especially in this competitive market. But we’re here to answer your questions and get you started on the right track. Join our free home buying seminar with OCCU mortgage loan officer Ricki Pritchett and Kristina Stader with John L Scott to find out what to expect on your journey to homeownership. Whether you’re a first-time buyer or just need a refresher, they’ll explain everything you need to know to get started.

You’ll become a savvy homebuyer with a solid understanding of how to:

Get pre-qualified. Find out about lender credit requirements—including what credit score will net you the best interest rates—as well as the various home loan programs and assistance available. We’ll also explore some options for making a down payment.

Find the right home. Discover how to know if the home you want is right for you. You’ll learn to calculate how much home you can afford and find out how today’s interest rates can affect your purchasing power.

Make an offer. Once you find the home you want, you’ll know how to place an offer and respond to any counteroffers from the seller. You’ll also understand what’s included in the closing costs and who typically pays which fees.

Since learning is hungry work, we’ll provide snacks and beverages to help fuel the initial step on your homebuying journey.